Home inspection: yes or no?

Considering buying a home?  If it’s a new experience for you then I hope the topic of whether or not to have a home inspections is helpful. If you’ve purchased a home before maybe a home inspection wasn’t a consideration, and this information may cause you to re-consider in a future transaction.  When I represent a buyer I include a brochure inn their packet that explains the process of a home inspection; this post will give a summary of related information.

When I represent a home buyer I encourage them to obtain a home inspection. There are several reasons for this, and although it’s normally an expense to a buyer it is money well spent.  In North Carolina home inspectors are required to be licensed by the North Carolina Home Inspection Licensure Board. They must demonstrate their proficiency through education, experience, and testing.  The inspections that they conduct must be done within specified guidelines determined by the Board.  Although lenders don’t typically require a home inspection (not to be confused with a home “appraisal” which determines value of the home), the following reasons may encourage you to have one done during the due diligence process.

A home inspector examines the following components of a home:

  • structural (walls, floors, roofs, chimneys)
  • mechanical (electric, plumbing, HVAC)
  • installed appliances
  • other components of the home (see inspectors contract for details on what the inspection encompasses)

The findings of the inspection are detailed in a written report that has to be provided within 3 days of the inspection.  My clients have used an inspector that provides a very detailed, comprehensive report with photographs.  You are free to choose whomever you want to conduct a home inspection, but I can make a recommendation as well.

Items noted by the inspector can range from minor to major issues. Each report must be evaluated individually, and a buyer can request that the seller complete some or all repairs.

The benefits of an inspection include:

  • a trained professional is examining visible components of a home
  • a trained professional can spot indicators of hidden defects/damage
  • report the overall condition of the home based on age, normal wear & tear
  • identifying any safety concerns
  • help a buyer plan for future repairs that may not be immediately needed nor addressed by the seller
  • offer a peace of mind to the buyer

In summary, although having a home inspection is an option, it should be one that you consider closely before deciding against it during the home buying process.

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