Subdivision? What does that look like in the mountains?
What image comes to mind when you’re looking for a home or land in the mountains and you read the word “subdivision“? If you’ve lived in the suburbs of a major metropolitan city it may create the idea of a “zero” lot line property, or a small lot maybe 75′ x 100′. When I lived in Miami, and central Florida this was commonly what you would find in a subdivision. However, in the rural mountain areas this is not necessarily the case. Many subdivisions have lots that are measured in acres not feet!
It’s not uncommon to find 3+ acre lots in subdivisions in the mountains. Another thought that may come to mind is a homeowners association. They are common here as well, however, by comparison to more populated areas close to cities, you may find the dues much less.
The dues vary by subdivision but I have listings in subdivisions with only $200 or $500 per year dues. Another difference is that in suburbs you have paved road systems. Maintenance of roads is paid through your tax dollars. In the mountains, a subdivision with private roads usually provides for road maintenance as part of their covenants. It may not include winter maintenance, but usually the remainder of the year. You want to be sure to review the restrictive covenants for a subdivision where you are considering buying a home or land. They outline minimum building size, restrictions on types of homes, restrictions on operating businesses, etc. These are usually reasonable restrictions designed to maintain the integrity of the subdivision. So, when you’re searching for a home or land in the mountains, keep an open mind, talk to your realtor because a subdivision may not be or look… like you think. As you look at listings on my website those within subdivisions are identified…aren’t there some beautiful homes and lots!